Key Features and Benefits

1. Digital Submission: Pensioners can submit their life certificate digitally, eliminating the need for physical presence.
2. Convenience: It can be generated from anywhere, reducing the hassle of visiting banks or post offices.
3. Accessibility: Available 24/7, allowing pensioners to submit their certificates at their convenience.
4. Secure and Reliable: Uses Aadhaar authentication to ensure the accuracy and legitimacy of the life certificate.
5. Paperless Process: Promotes a paperless and efficient process, reducing administrative workload and delays.

How It Works

1. Registration: Pensioners need to register for the Jeevan Pramaan service. This can be done online or at designated Jeevan Pramaan centers.
2. Aadhaar Authentication: The pensioner’s Aadhaar number is authenticated using biometrics (fingerprint or iris scan).
3. Certificate Generation: Once authenticated, a digital life certificate is generated and stored in the Jeevan Pramaan database.
4. Automatic Submission: The digital life certificate is automatically sent to the pension disbursing agency (bank, post office, or other institutions).

Steps to Obtain Jeevan Pramaan Patra

1. Visit a Jeevan Pramaan Center: These centers are available at banks, post offices, and other designated locations.
2. Using Personal Devices: Pensioners can also use their own devices, such as a smartphone or computer, with the necessary biometric device to generate the certificate.
3. Install the Jeevan Pramaan App: The app is available for download on Android devices. Pensioners need to install the app and follow the registration and authentication steps.

Required Documents

• Aadhaar Number: Essential for authentication.
• Pension Payment Order (PPO) Number: To identify the pensioner’s pension account.
• Mobile Number: For registration and receiving updates.

Advantages for Different Stakeholders

• Pensioners: Simplifies the process, making it accessible and convenient.
• Pension Disbursing Agencies: Streamlines the verification process, reducing errors and administrative burdens.
• Government: Promotes a digital and efficient system, ensuring timely pension disbursements and reducing fraud.

Challenges and Considerations

• Technical Barriers: Some pensioners may face difficulties using digital devices or accessing the internet.
• Biometric Issues: Issues with biometric authentication can arise, particularly for elderly individuals whose fingerprints may not be easily readable.
• Awareness: Not all pensioners may be aware of the Jeevan Pramaan Patra and its benefits.

The Jeevan Pramaan Patra, also known as the Digital Life Certificate, is a biometric-enabled digital service for pensioners. It aims to streamline the process of securing life certificates, making it hassle-free and easier for pensioners to receive their pensions.

Here’s how it works:

1. Biometric Authentication: Pensioners use their Aadhaar number and biometric details (fingerprint or iris scan) for authentication.

2. Digital Life Certificate: Once authenticated, a Digital Life Certificate is generated and stored in the Life Certificate Repository.

3. Submission to Disbursing Agency: The certificate is electronically delivered to the pension disbursing agency, eliminating the need for physical presence.

To obtain a Jeevan Pramaan Patra, you can follow these steps:

1. Visit a Jeevan Pramaan Centre: Locate a nearby Jeevan Pramaan Centre where you can get your biometric authentication done.

2. Use the Jeevan Pramaan App: Download the Jeevan Pramaan app on your smartphone and follow the instructions for biometric authentication.

3. Online Registration: Register online through the Jeevan Pramaan Portal.

For more detailed information, you can check out the National Portal of India.